Equipment Finance
Acquire or upgrade business equipment — from office and IT infrastructure to specialised tools — with structured, manageable repayments.
For businesses across sectors needing equipment beyond heavy machinery
Whether it's diagnostic equipment for a clinic, kitchen equipment for a restaurant, or IT infrastructure for an office, equipment finance covers the asset without a large upfront outlay.
Do you qualify?
- Business operational for at least 1 year
- Equipment quotation or proforma invoice
- Stable cash flow to support EMIs
- GST registration where applicable
What you'll need to send
Send these directly on WhatsApp — one by one or all together. We'll let you know what's verified and what's still pending as you go.
- Aadhaar & PAN card
- Equipment quotation/invoice
- Bank statements (last 6 months)
- GST returns (if registered)
- Income tax returns (last 2 years)
Why apply for this through Ikaya
Flexible across sectors
Suited to healthcare, hospitality, IT, and professional services equipment needs alike.
Quick turnaround
Smaller ticket sizes than machinery finance often mean faster lender decisions.
Keeps cash flow intact
Spreads the cost of equipment over its useful life instead of a lump sum.
Common questions
What's the typical loan tenure?
This varies by lender and equipment type, but typically ranges from 1 to 5 years.
Can I include installation and setup costs?
Some lenders allow this to be bundled into the loan amount — worth confirming for your specific equipment and lender.
Ready to check what you're eligible for?
Send your details on WhatsApp — get an estimate in minutes.
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