Machinery & Equipment Finance
Fund new machinery or equipment purchases without straining your working capital — structured repayments matched to the asset's productive life.
For manufacturers and producers investing in new or upgraded machinery
If you're purchasing production equipment, upgrading existing machinery, or expanding capacity, this loan funds the asset directly rather than drawing down your operating cash.
Do you qualify?
- Business operational for at least 1–2 years
- Quotation or invoice for the machinery being purchased
- Reasonable credit history
- GST registration and recent filings
What you'll need to send
Send these directly on WhatsApp — one by one or all together. We'll let you know what's verified and what's still pending as you go.
- Aadhaar & PAN card
- GST registration & GSTR-3B (last 6 months)
- Bank statements (last 6 months)
- Machinery quotation/invoice
- Income tax returns (last 2 years)
Why apply for this through Ikaya
Asset-matched tenure
Repayment periods are typically aligned to the useful life of the machinery being financed.
Preserves working capital
Funding the equipment separately keeps your day-to-day cash flow untouched.
Multiple lender options
We route your application to lenders who specialise in equipment and machinery finance for your industry.
Common questions
Can I finance second-hand machinery?
Some lenders finance used machinery depending on age, condition and valuation — we can check this against your specific case.
Is a down payment required?
Most machinery finance products require a margin contribution, typically 10–25% of the asset cost depending on the lender.
Ready to check what you're eligible for?
Send your details on WhatsApp — get an estimate in minutes.
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